Combating high insurance costs

close up photo of coconut tree

There’s no question that insurance costs have gone up, and we can spend hours on end talking about some of the reasons why that is. The bottomline is, natural disasters around the country along with elevated costs of materials/construction have largely contributed to elevated insurance costs. Inflation certainly hasn’t helped. In some parts of the … Read more

First rate cut since March 2020

a close up shot of an agent pointing rates with a ballpen

Interest rates have finally been cut for the first time since March of 2020, what exactly does this mean for real estate? It’s an interest dynamic for buyers and sellers that we are going to explore in this article. As a real estate agent, we’ve been hearing about this anticipated cuts for several months now, … Read more

How to protect your family against inflation

american flag and money falling down

As presidential elections approach this upcoming November, we’ve been bombarded by a myriad of proposals, promises, and “plans” to make our economy better from both candidates. If you’ve been following my content for some time, you’ve probably heard me say something along the lines of: it doesn’t really matter who gets elected, at the end … Read more

Lifehack: Tracking makes you better at everything

hand smartphone date technology

These last few years, I’ve been new at a lot of things. New to a job, new to a business, new to fatherhood, new to balancing fitness and health with everything else. Sheesh, I’m tired of being the new guy. Not really though, because I believe the thrill of life is in constant learning. This … Read more

Anticipating a rate drop? Here’s why you shouldn’t.

a close up shot of an agent pointing rates with a ballpen

As 2024 comes into the fall months and approaches its last quarter, there is much anticipation for a rate drop by the federal reserve. This begs the question, should you sit on the sideline until this indeed happens? (and there is strong indication that it will). As a real estate agent, you might find my … Read more

Record High Refinancing

woman writing on a notebook beside teacup and tablet computer

As interest rates drop to the lowest they have in the last year, homeowners are refinancing at record high rates, up 35% in just one week. When compared to the same year one week prior, refinancing applications were also up 118%. What does this mean exactly for the real estate market? Well for starters, it … Read more

Dropping stocks, rates, and shifting RE market

stock exchange board

As we approach the 2024 presidential elections, it’s hard to ignore all the noise, particularly if you are in real estate. The real estate market over the last several years has shifted dramatically, creating a seller’s market across many places in the country and a phenomenon called the “lock in” effect, where homeowners with low … Read more